Summary
China has expanded its medical insurance coverage to more than 1.3 billion people, which is about 95% of its population. The insurance system includes basic public insurance and additional private coverage. Despite this coverage, there are still differences in access and benefits across different regions.
Key Facts
- Over 1.3 billion people in China have medical insurance as of 2025.
- Medical insurance covers about 95% of China's population.
- The system has two programs: one for urban employees funded by payroll, and another for residents, which the government mainly subsidizes.
- Outpatient visits covered by basic insurance increased by over 7.21 billion from the previous year.
- China's medical insurance fund generated approximately 3.59 trillion yuan in revenue, with expenditures around 3 trillion yuan.
- Maternity insurance in China covered over 35 million people as of 2025.
- Insurance now includes some reproductive health services for more than 1.6 million patients.
- Coverage for rural areas traditionally offered basic and lower-reimbursement services.
