Summary
Capital One and Chase are changing how their credit card customers can use airport lounges starting in 2026. These changes include limits on how many guests cardholders can bring and additional fees for lounge access, to address overcrowding.
Key Facts
- Starting in 2026, Capital One and Chase will limit airport lounge access for their credit card holders.
- Chase cardholders with the Ritz-Carlton Credit Card can now bring only two guests for free, with extra guests incurring a fee.
- Capital One will charge $45 for adult guests and $25 for guests aged 2 to 17 at their lounges.
- Authorized users of Capital One cards will require a $125 fee for lounge access, which was previously free.
- If Capital One cardholders spend $75,000 in a year, they can provide complimentary guest access.
- People with the Capital One Venture X Business Card can continue to bring two complimentary guests to certain lounges without a spending requirement.