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Why Travel Insurance Might Not Protect You During TSA Crisis

Why Travel Insurance Might Not Protect You During TSA Crisis

Summary

Travelers in the U.S. are dealing with long security lines and possible missed flights caused by a partial government shutdown that affects the TSA. Travel insurance might not cover these missed flights since it's seen as a "foreseeable" event. Some airlines are changing their policies to help passengers manage disruptions.

Key Facts

  • TSA staff shortages are causing long security lines due to a partial government shutdown.
  • The Department of Homeland Security, which runs TSA, has been partially shut down since mid-February.
  • TSA may have to close some airports if funding is not restored.
  • About 11% of TSA employees scheduled did not report for duty.
  • Over 480 TSA employees have resigned since the shutdown started.
  • Standard travel insurance usually does not cover missed flights due to predictable events like long TSA lines.
  • Some comprehensive travel insurance plans with "Cancel for Any Reason" (CFAR) might cover cancellations.
  • Airlines such as United and Delta are changing policies to help passengers rebook without fees.

Source Information