Summary
People can pay for health care services directly without using insurance, a method known as "cash-pay health care." This approach might be cheaper than using insurance, especially for those with high deductibles or copays.
Key Facts
- Cash-pay health care is paying directly for medical services without involving insurance.
- You can use cash-pay even if you have insurance, especially if your insurance costs are high.
- Paying out of pocket might avoid costs related to insurance claims, like denials or delays.
- This option might be cheaper than paying deductibles or copays.
- You can choose any health care professional, not limited to your insurance network.
- Types of cash-pay options include concierge care, convenience care, direct primary care, and sliding scale care.
- Patients are entitled to a good faith estimate (GFE), detailing expected costs, when not using insurance.
