Summary
A study by SmartAsset found that home prices in the U.S. increased the most in Toledo, Ohio; Lincoln, Nebraska; and San Francisco, California, between 2025 and 2026. Meanwhile, the biggest decreases in home prices occurred in Oakland, California; St. Petersburg, Florida; and Naples, Florida. These changes could affect where people decide to buy homes and how well homes sell in different areas.
Key Facts
- Toledo, Ohio, had the highest home price increase at 5.6% between 2025 and 2026.
- Lincoln, Nebraska, saw a 4.11% rise in home prices, ranking second.
- San Francisco, California, experienced a 4.04% increase in home values.
- Overall, typical home values in large U.S. cities dropped by 1.04%.
- Oakland, California, saw the largest decline in home prices at -9.07%.
- This year, national home values are expected to rise by 0.7% by the end of 2026.
- There is a surplus of sellers compared to buyers in the U.S. housing market.
