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Bank of England expected to cut interest rates

Bank of England expected to cut interest rates

Summary

The Bank of England is expected to lower interest rates from 4.25% to 4% on Thursday. This move could make borrowing cheaper but decrease returns for savers. Despite rising inflation, this decision comes as the UK economy faces slow growth and a cooling job market.

Key Facts

  • The Bank of England may cut interest rates to 4% from 4.25%, the lowest since March 2023.
  • This would be the fifth rate reduction since last August.
  • Homeowners with variable-rate mortgages might pay about £40 less per month if rates are cut.
  • Savers could see their average return rates fall from 3.9% to 3.5%.
  • Inflation in the UK rose to 3.6% as of June, exceeding the Bank's 2% target.
  • Signs indicate that the UK job market is slowing down, with fewer payroll jobs and higher unemployment.
  • The decision on interest rates will be announced at noon, and detailed economic forecasts will be shared.
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