What are today's mortgage interest rates: April 27, 2026?
Summary
Mortgage interest rates have decreased slightly in April 2026 after rising in March. As of April 27, the average rate for a 30-year mortgage is 6.00%, and for a 15-year mortgage, it is 5.50%, with refinance rates being somewhat higher.Key Facts
- The average 30-year mortgage rate on April 27, 2026, is 6.00%.
- The average 15-year mortgage rate on the same date is 5.50%.
- Thirty-year mortgage rates fell from 6.37% at the end of March to 6.00% in April.
- Refinance rates for a 30-year mortgage average 6.69%.
- Refinance rates for a 15-year mortgage average 5.56%.
- No Federal Reserve interest rate cut is expected this week, with the next meeting scheduled for June.
- Borrowers who shop around may find mortgage rates half a percentage point or more below the average.
- Refinancing with a shorter term may increase monthly payments but can reduce the total loan payoff time.
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