What are today's mortgage interest rates: April 30, 2026?
Summary
Mortgage interest rates for homebuyers and those refinancing changed after the Federal Reserve paused its interest rate increases in April 2026. As of April 30, 2026, the average 30-year mortgage rate is 6.37%, and the average refinance rate for the same loan length is 6.79%.Key Facts
- The Federal Reserve paused interest rate changes for the third time in 2026.
- This pause influences mortgage interest rates, affecting borrowing costs.
- Average mortgage rate for a 30-year loan is 6.37% as of April 30, 2026.
- Average mortgage rate for a 15-year loan is 5.75%.
- Average refinance rate for a 30-year loan is 6.79%.
- Average refinance rate for a 15-year loan is 5.63%.
- Homeowners usually benefit from refinancing if the new rate is at least 1% lower than their current rate.
- Refinancing costs mean homeowners should plan to stay in their home long enough to recover expenses.
Read the Full Article
This is a fact-based summary from The Actual News. Click below to read the complete story directly from the original source.