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Laura Pomfret - CCJs, decrees and unpaid court debts

Laura Pomfret - CCJs, decrees and unpaid court debts

Summary

The article talks about the rise in County Court Judgments (CCJs) in the UK. It explains what CCJs or decrees are, why more people are getting them, and gives advice on how to handle or avoid court cases over unpaid debts.

Key Facts

  • County Court Judgments (CCJs) are legal decisions against people who fail to repay money they owe in England, Wales, and Northern Ireland.
  • In Scotland, similar judgments are called decrees.
  • The number of CCJs and decrees has gone up recently across the UK.
  • People with a CCJ have options like asking to pay in instalments or trying to cancel the judgment.
  • There are specific court forms and steps to apply for changes to a CCJ or decree.
  • Temporary protection programs exist while people get debt advice: "Breathing Space" in England and Wales, and a "moratorium" in Scotland.
  • The article provides links to official information and forms for each UK region.
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