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Which states have had highest mortgage delinquency growth?

Which states have had highest mortgage delinquency growth?

Summary

Vermont had the largest rise in mortgage delinquency in the U.S., with an increase of 12.32% from the last quarter of 2025 to the first quarter of 2026.

Key Facts

  • Mortgage delinquency means borrowers are late on their home loan payments.
  • Vermont saw the biggest growth in late mortgage payments compared to other states.
  • The increase happened between late 2025 and early 2026.
  • This shows more homeowners in Vermont struggled to pay on time during that period.
  • The report compares changes in mortgage payment status over time.
  • Other states had smaller increases or stable delinquency rates.
  • Mortgage delinquency is an important indicator of economic stress for homeowners.
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