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Jim Chalmers says fewer homes selling at auction may be a ‘good thing’ for first-time buyers

Jim Chalmers says fewer homes selling at auction may be a ‘good thing’ for first-time buyers

Summary

Australia’s home auction clearance rates have recently fallen, meaning fewer homes are selling at auction. Treasurer Jim Chalmers said this may help first-time buyers because they face less competition from property investors. The government’s new property tax changes, along with interest rate rises and economic conditions, are affecting the housing market.

Key Facts

  • Home prices in Australia’s capital cities have started to fall.
  • Auction clearance rates dropped to about 54.5%, the lowest since 2020 lockdowns.
  • Treasurer Jim Chalmers said fewer auctions clearing may help first-time buyers.
  • The Albanese government plans to change property taxes by replacing the 50% capital gains tax discount with an indexation model.
  • Negative gearing (a way investors reduce taxable income on rental losses) will be limited to new homes only.
  • Ray White, a major real estate company, reported a higher clearance rate of 57.6% on their auctions.
  • Opposition members had mixed reactions, some seeing falling prices as a chance for buyers and others warning of risks like negative equity (owing more on a home than it’s worth).
  • Falling house prices are linked to lower buyer confidence and broader economic factors.
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