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The U.S. is minting more millionaires than ever. Here's why.

The U.S. is minting more millionaires than ever. Here's why.

Summary

The United States created 736,000 new millionaires last year, reaching a total of 8.7 million millionaires. This rise was mainly due to strong stock market gains and increased investments by wealthy Americans.

Key Facts

  • The number of U.S. millionaires reached a record 8.7 million, the highest in 30 years.
  • Millionaire wealth counts investments but excludes homes, collectibles, and consumer goods.
  • The stock markets, including the S&P 500 and Nasdaq, rose about 18% and 21% last year, helping people get richer.
  • Wealthy Americans increased the share of stocks in their investments from 22% to 27%.
  • The growing number of millionaires highlights the gap between rich and low-income households.
  • Half of Americans do not have access to a retirement plan, making it harder for them to build wealth.
  • Most new millionaires are people in their 50s or 60s, often with retirement savings as their main wealth.
  • Homeownership is common among millionaires, with 95% owning homes compared to 66% of all Americans.
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