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Inflation just increased again. Here's what that could mean for mortgage interest rates.

Inflation just increased again. Here's what that could mean for mortgage interest rates.

Summary

Inflation rose to 4.2% in May, higher than the Federal Reserve's 2% target and the highest in over three years. This increase may cause mortgage interest rates to rise, making home loans more expensive for buyers and those refinancing.

Key Facts

  • Inflation reached 4.2% in May, up from 3.8% in April.
  • The Federal Reserve aims to keep inflation around 2%.
  • Inflation affects the cost of borrowing, including mortgages.
  • Strong job growth was reported with 172,000 new jobs in May.
  • The Federal Reserve will meet mid-June and may keep rates steady for now.
  • If inflation and employment stay high, the Fed might raise interest rates later.
  • Lenders might raise mortgage rates before any official Fed action.
  • Borrowers are advised to lock in current mortgage rates and check their credit scores.
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