Summary
New research from the JPMorganChase Institute shows that more young people and those with lower incomes are investing in the stock market. This trend coincides with fewer young people owning homes, indicating a potential shift in how younger generations plan to build wealth.
Key Facts
- Younger and lower-income individuals are investing in the stock market more than before.
- As of early 2025, lower-income earners were five times more likely to invest compared to a decade ago.
- About one-third of 25-year-olds have investment accounts, a significant increase since 2015.
- There is a slight increase in the gap between men and women investing, seen around November 2024.
- Personal savings remain low, even as investing rates rise.
- The pandemic, accessible technology, and high asset prices have contributed to the rise in investing.
- Younger and lower-income investors tend to respond quickly to market price changes.
- Traditional advice encourages regular, steady investing rather than reacting to market trends.
