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Trump Savings Account: $1,000 Being Sent Out in 2 Weeks

Trump Savings Account: $1,000 Being Sent Out in 2 Weeks

Summary

The Trump administration is starting a new program called "Trump Accounts" on July 4, which will set up investment accounts for children under 18. Eligible children born between 2025 and 2028 will get a one-time $1,000 deposit from the government to invest in U.S. stock market funds.

Key Facts

  • The program is called "Trump Accounts" and starts on July 4.
  • It is created under the Working Families Tax Cuts law and managed by the Treasury Department and IRS.
  • Any child under 18 who is a U.S. citizen with a Social Security number can have an account.
  • Children born from January 1, 2025, to December 31, 2028, qualify for a $1,000 federal deposit.
  • Parents or guardians must set up the account using IRS Form 4547.
  • The account invests money in stock index funds focused on American companies, like those tracking the S&P 500.
  • Parents can add up to $5,000 per year to these accounts.
  • The program aims to encourage long-term investing, potentially growing the $1,000 into a much larger sum over many years.
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