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When Are July 2026 Social Security Payments Coming?

When Are July 2026 Social Security Payments Coming?

Summary

The Social Security Administration (SSA) has announced the payment dates for Social Security benefits in July 2026. Payments will be distributed on different days depending on the type of benefit and the recipient’s birth date, with some recipients receiving payments early due to holiday schedules.

Key Facts

  • Social Security payments in July 2026 will be paid on July 1, 2, 8, 15, and 22, based on benefit type and birth date.
  • Supplemental Security Income (SSI) recipients are paid on July 1.
  • Those who started receiving benefits before May 1997, or receive both Social Security and SSI, will be paid on July 2 because July 3 is a federal holiday (Independence Day observed).
  • Most beneficiaries receive payments on one of three Wednesdays, determined by their birthday range.
  • Some SSI recipients will get their August payment early on July 31 because August 1 falls on a weekend.
  • Social Security includes different types of benefits such as retirement, disability (SSDI), survivor, and SSI, each with different payment rules.
  • The average Social Security retirement benefit was about $2,083 per month as of May 2026, after a 2.8% cost-of-living increase earlier in the year.
  • Experts predict a larger cost-of-living adjustment, possibly around 4.7%, for Social Security benefits in 2027 due to rising inflation.
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