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Investing in America: Why automatic retirement savings are the future

Investing in America: Why automatic retirement savings are the future

Summary

Many workers in the United States do not have a retirement plan through their employer. Automatic retirement savings programs are being seen as a way to help more people save money for retirement.

Key Facts

  • Between 33% and 50% of private-sector workers in the U.S. lack employer-sponsored retirement plans.
  • Employer-sponsored plans are retirement savings programs offered by companies to their employees.
  • Automatic retirement savings programs enroll workers without requiring them to sign up first.
  • These automatic programs aim to increase retirement savings participation.
  • More participation in retirement savings can improve financial security for workers after they stop working.
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