Obamacare premiums surged this year. A new analysis shows it's likely to happen again in 2027
Summary
Health insurance premiums for the Affordable Care Act (Obamacare) are expected to rise again in 2027, following a large increase in 2026. Insurers say higher healthcare costs, government rule changes, and the end of extra pandemic financial help are causing the price hikes.Key Facts
- The median proposed premium increase for 2027 is 14%.
- This is the second year in a row with double-digit premium increases.
- In 2026, premiums rose by a median of 20%.
- The data comes from 77 insurers in the ACA marketplace with publicly available rate filings.
- The main reasons cited for rising premiums are higher healthcare costs, changes in federal rules, and the end of pandemic-era extra subsidies.
- The information is from a report by the healthcare research group KFF (Kaiser Family Foundation).
- Middle-income Americans may find it harder to afford ACA health insurance next year.
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