Nearly 20 percent using savings to buy groceries, with credit card use rising: Analysis
Summary
About 20 percent of adults used their savings to buy groceries in 2025, according to a report from the Urban Institute. The report also found that more people are using credit cards to pay for food.Key Facts
- 19.6 percent of adults ages 18 to 64 used their savings to buy groceries in 2025.
- This information comes from the Urban Institute’s Well-Being and Basic Needs survey.
- The survey data was collected in December 2025.
- Credit card use for grocery shopping increased during the same period.
- The report highlights changes in how people pay for basic needs like food.
- Using savings for groceries could indicate financial stress among adults.
- The Urban Institute is a research group that studies social and economic issues.
- The report was made public on a Monday in 2026.
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