Apple Lets Customers Lease Products With Klarna: Is It Cheaper?
Summary
Apple has started a new leasing program called Apple Upgrade with Klarna for iPhones, iPads, Macs, and Apple Watches. This program replaces the iPhone Upgrade Program, offering lower monthly payments but requiring customers to buy AppleCare+ separately if they want it.Key Facts
- Apple Upgrade lets customers lease devices and either upgrade, buy, or return them after the lease ends.
- It covers multiple Apple products, not just iPhones.
- Customers apply online or in stores and undergo a soft credit check that does not harm their credit score.
- Apple ended new sign-ups for the iPhone Upgrade Program, which allowed a 24-month payment plan with included AppleCare+.
- Apple Upgrade's monthly payments are about $11 lower for the iPhone 17 Pro Max lineup compared to the old program.
- AppleCare+ with Theft and Loss is no longer included and costs about $14 per month if added.
- The old program gave device ownership after payment; the new program is a lease until the customer buys or returns the device.
- Customers can trade in devices to reduce payments and get 3% Daily Cash back with Apple Card payments.
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