How to protect your laptop, phone and bike from thieves at uni
Summary
Students face a high risk of theft for laptops, phones, and bikes when starting university, according to insurer Aviva. Insurance can help protect these items, but students should check existing coverage and make sure they have the right type and amount of insurance.Key Facts
- Laptops, phones, and bikes are the most commonly stolen items from students.
- Theft is the main reason for student insurance claims, more than accidental damage.
- Valuables should be locked up and kept out of sight, and students should avoid leaving belongings unattended.
- Insurance for cars is mandatory, but cover for bikes and other personal items is optional.
- Some student housing or parents’ insurance may already provide protection.
- Contents insurance covers the cost to replace or fix stolen or damaged possessions.
- Students should make an inventory of their belongings to understand the total value and check coverage limits.
- It is important to inform car insurers if the primary driver or parking location changes to avoid breaking the law.
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