Majority of clubs on edge of 'financial disaster' - regulator
Summary
A report by the independent football regulator says most English football clubs are close to financial trouble. It found that nearly all clubs lost money last season, many rely heavily on their owners to stay afloat, and many clubs could not survive more than a few months without extra funding.Key Facts
- 94% of clubs in the top five English leagues made losses in the 2025-26 season.
- Over 60% of clubs in the English Football League (EFL) and National League are technically insolvent. Insolvent means they owe more money than they have.
- 66% of clubs could not last more than 90 days without money from their owners.
- 29% of clubs said they could not survive more than 30 days without owner funding.
- 60% of clubs do not have a formal business plan.
- The Premier League clubs earn over eight times more than clubs in the second-tier Championship league.
- Parachute payments to clubs relegated from the Premier League encourage overspending and wage inflation in the Championship.
- The regulator warns that the financial system in English football needs urgent reform to avoid further crises.
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