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Workers report lowest level of financial security in 7 years

Workers report lowest level of financial security in 7 years

Summary

A recent survey shows that financial security among U.S. workers fell to the lowest point in seven years, with many delaying medical care due to cost. Workers in their 40s feel the least secure and face high healthcare costs, while most employees expect to have a harder time in retirement compared to their parents.

Key Facts

  • Financial security among U.S. employees dropped from 46% in 2025 to 36% in 2026.
  • About one-third of workers delayed or skipped medical or dental care last year because it was too expensive.
  • Workers in their 40s reported the lowest financial security, with only 30% feeling secure.
  • More than 40% of workers in their 40s skipped medical care due to money worries.
  • People in their 40s often face high costs as they care for both children and aging parents.
  • Around two-thirds of employees expect their retirement to be worse than their parents’ generation.
  • Older Americans, especially those 65 and over, generally have more wealth than younger groups.
  • Households led by people aged 65-74 saw their wealth increase by 37% between 2022 and 2025.
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