Summary
The open enrollment period for Affordable Care Act (ACA) health plans for 2026 is approaching. Most states will begin enrollment on November 1, 2025, but dates can vary by state. Premiums and other costs are expected to rise, so individuals considering ACA plans should review options carefully.
Key Facts
- Open enrollment for 2026 health coverage starts November 1, 2025, in most states.
- Some states have different start and end dates for enrollment. For example, Idaho starts earlier on October 15, 2025.
- ACA enrollment lets individuals choose new health plans or change existing ones.
- Enrollment for ACA plans reached a record high last year with over 24.3 million people signing up.
- Premiums are expected to increase by an average of 22% in 2026.
- Important information required for enrollment includes personal details, proof of citizenship, and payment info.
- Enrollment can be done online, by phone, via paper application, or in-person assistance.
- Some states have extended open enrollment periods, such as California and New York, until January 31, 2026.
