Summary
Health insurance companies in the United States are proposing significant rate increases for Affordable Care Act (ACA) marketplace plans for 2026. These proposed changes vary by state, with some showing potential increases up to 59%, while a few insurers are suggesting decreases. The changes are influenced by several factors including the end of enhanced subsidies, inflation, and healthcare demands.
Key Facts
- Health insurers are proposing premium rate changes for ACA plans in 2026, with some as high as a 59% increase.
- The average proposed increase in premiums is between 12% to 27%.
- The expiration of enhanced subsidies may lead to many losing health insurance due to higher costs.
- Arkansas has the highest proposed rate change range, with increases from 42.5% to 59%.
- Alaska had the lowest maximum proposed increase at 5.3%.
- Some health insurers in states like Pennsylvania and Kansas proposed premium reductions.
- Factors affecting premium changes include inflation, healthcare demand, and policy uncertainties.
- Competition levels in each state's insurance market also influence premium rate changes.
