Summary
The U.S. government shutdown, now in its seventh day, is not expected to affect open enrollment periods for health insurance, including ACA marketplaces and Medicare. Experts say these services should continue as they are funded through user fees and independent systems, though some other health-related services might experience changes.
Key Facts
- The U.S. government has been shut down for seven days due to a lack of agreement on funding legislation.
- Experts say the government shutdown should not delay open enrollment for Affordable Care Act (ACA) marketplaces or Medicare.
- ACA marketplaces can continue operating during a shutdown because they are funded by user fees from insurance companies.
- Medicare enrollment, which starts on October 15, is also expected to proceed without delay.
- There is ongoing negotiation about extending enhanced tax credits for ACA plans, which could lower premiums for many Americans if passed before open enrollment starts.
- Telehealth services, which are usually not affected during shutdowns, might face challenges as Covid-era flexibilities ended on October 1.
- The Centers for Medicare and Medicaid have advised holding claims temporarily for telehealth services during this shutdown.
