Summary
The article explains why credit cards might not be as negative as people often think. It discusses credit cards' benefits and how they can be a useful financial tool if used carefully.
Key Facts
- Credit cards can offer benefits like rewards and cash back.
- Using a credit card responsibly can help build a good credit score.
- A good credit score can make borrowing money cheaper and easier.
- It's important to pay off the full balance monthly to avoid high-interest charges.
- Credit cards provide consumer protection for purchases.
- They can be safer than carrying cash for security reasons.
