Summary
Changes are coming to Medicare Parts A and B in 2026, including increases in premiums and deductibles. The Centers for Medicare and Medicaid Services (CMS) announced these updates, which will affect costs for hospital stays and other medical services. These adjustments coincide with a period of broader rising health care costs.
Key Facts
- Medicare Part A inpatient hospital deductible will rise from $1,676 to $1,736 in 2026.
- Part A coinsurance for hospital stays from the 61st to the 90th day will increase from $419 to $434 per day.
- Daily coinsurance for skilled nursing facility stays for days 21-100 will go up from $209.50 to $217.
- The monthly premium for individuals with at least 30 quarters of coverage will go to $311, while those with fewer than 30 quarters will pay $565.
- The standard monthly premium for Medicare Part B will increase from $185 to $202.90 in 2026.
- The annual deductible for Medicare Part B will increase from $257 to $283.
- Income affects Medicare Part B premiums, with higher income individuals paying more, up to $689.90 for those earning $500,000 or more.
