Summary
Mortgage repossessions in England and Wales have reached their highest level in five years, with courts handling numerous cases where people are unable to keep up with payments. Rising unemployment and higher interest rates are key reasons why more people are facing the loss of their homes. Reporters documented stories of individuals affected by these issues as well as challenges faced by landlords.
Key Facts
- Mortgage repossession orders in England and Wales hit 10,853 in the 2024-2025 period.
- Economic experts cited rising unemployment and interest rates as major factors.
- BBC reporters attended court hearings in various locations, including London and the East of England.
- Cases involved both mortgage and rental property repossessions.
- Courts heard stories of hardship, including families in deep mortgage arrears and long-time tenants facing loss of homes.
- There is no free legal aid available for housing-related cases.
- Housing case workers reported being overwhelmed with requests for assistance.
- A large number of councils in England noted an increase in people seeking help to avoid homelessness.