Why Some People May Get Lower Social Security Payments in 2026
Summary
Some Social Security recipients might see smaller payments in 2026. This is because Medicare Part B premiums are increasing, and they are automatically deducted from Social Security checks. Although there is a cost-of-living increase, the higher Medicare costs could reduce the overall benefits.Key Facts
- Medicare Part B premiums will rise to $202.90 monthly in 2026, up from $185.
- Social Security payments automatically deduct these premiums.
- The cost-of-living adjustment (COLA) for 2026 is set at 2.8%.
- Rising Medicare premiums could lower the effective COLA to 1.9% for some.
- Over the last decade, Part B premiums have increased by 66%.
- Part B covers preventive and necessary medical treatments.
- The hardest hit are retirees in middle to lower-middle income brackets.
- Some retirees may pay extra due to additional Medicare charges.
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