Summary
Bilt has introduced Bilt Card 2.0, a new set of three credit cards that let users earn points on both rent and mortgage payments. These cards come with a 10% introductory interest rate for the first 12 months. Each card targets different spending habits, offering varying benefits and fees.
Key Facts
- Bilt Card 2.0 includes three credit cards named Palladium, Obsidian, and Blue.
- The cards allow users to earn rewards on rent and mortgage payments.
- Each card offers a 10% annual interest rate for the first year.
- The Bilt Palladium Card has a $495 annual fee but offers $600 in yearly credits and a 50,000‑point welcome bonus.
- The Bilt Obsidian Card has a $95 annual fee, with rewards focused on dining and grocery purchases.
- The Bilt Blue Card has no annual fee and offers flexibility for earning points on rent and mortgage.
- Bilt Cash, the program’s reward currency, can be converted to points for housing payments.
- Current cardholders must switch to the new cards by January 30, 2026, to enjoy the new benefits.
