Summary
In 2025, foreclosure activity in the U.S. increased by 14% from the previous year, reaching the highest level since 2019. Florida had the highest foreclosure rate, with several other states also showing significant increases. Despite this rise, foreclosure rates are still much lower than during the housing crisis or pre-pandemic periods.
Key Facts
- Foreclosure filings in the U.S. totaled 367,460 in 2025.
- This number is 14% higher than in 2024 and the highest since 2019.
- The U.S. foreclosure rate was 0.26% in 2025, up from 0.23% in 2024.
- Florida had the highest foreclosure rate among states, at 0.44%.
- The increase in filings is attributed to financial stress and market recalibration.
- 2025 foreclosure levels are still below those seen during the housing crisis and pre-pandemic.
- Economic factors like rising costs and slow job growth are contributing to financial strain.
