Map Shows US Regions Where More Homeowners Struggling to Pay Mortgages
Summary
The article discusses a rise in the number of people in the U.S. having trouble paying their home loans. Some states, mainly in the South and Midwest, are experiencing higher rates of mortgage delinquency. This trend is more pronounced among lower-income communities.Key Facts
- Mortgage delinquencies have increased in several states, particularly in the South and Midwest.
- Mississippi, Louisiana, Maryland, Oklahoma, and Indiana saw significant rises in mortgage delinquencies in late 2025.
- As of late 2025, about 4.26% of U.S. mortgage borrowers were at least one payment behind.
- Delinquencies rose across all types of loans, including conventional, FHA, and VA loans.
- The poorest states with weaker economies and many FHA loans saw the fastest increases in missed payments.
- High-income areas have seen low and stable delinquency rates, while lower-income communities face larger increases.
- The West Coast showed lower delinquency rates, below 2%.
- Areas with high unemployment rates experienced more severe increases in mortgage delinquencies.
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