Two companies, Food To Live and Africa Imports, have recalled their nutrient powders containing moringa due to possible Salmonella contamination. These products were sold at major retailers, including Amazon and Walmart. Customers are advised to stop using and dispose of these products, and they can contact the companies for more information.
Key Facts
The recall affects nutrient powders made with moringa, a plant used in supplements.
Products include Organic Moringa Leaf Powder and Organic Supergreens Powder Mix.
The recall is due to the potential presence of Salmonella bacteria.
Symptoms of Salmonella infection can include fever, diarrhea, and nausea.
Food To Live and Africa Imports are the companies conducting the recall.
The powders were sold online through various retailers such as Amazon and Walmart.
Customers should stop using the products and dispose of them safely.
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Applebee's announced changes to its menu, including new dishes and special deals like the 2 for $25 menu and a new appetizer sampler. The restaurant is updating its offerings to attract more customers during an economic period where many people are trying to save money.
Key Facts
Applebee's added new items to their menu, including a Grilled Cheese Cheeseburger and Crispy Pickle Fries.
The 2 for $25 deal lets customers pick two entrees and a popular appetizer.
The new Ultimate Trio lets diners choose three appetizers from 10 options with three dipping sauces.
The Sizzlin’ Cookie Dough Pie costs $6.99.
A survey found 54% of Americans have changed dining habits to save money.
Applebee's ranks as the third-most-considered casual dining restaurant in the U.S.
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The UK is facing a challenge with low productivity, which means less output or work done for each hour worked. The Chancellor, Rachel Reeves, may address this in the upcoming budget and is considering tax changes to help manage the situation.
Key Facts
The UK government is concerned about low productivity levels.
Chancellor Rachel Reeves is preparing for the upcoming budget announcement.
There may be increases in income tax, which could break Labour’s earlier promises.
The Office for Budget Responsibility is expected to lower its productivity growth forecast.
Experts from different economic organizations are involved in discussions about the issue.
Solutions to improve productivity are being explored by specialists in economics.
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The average long-term mortgage rate for a 30-year U.S. home loan has slightly increased to 6.24% from 6.22% last week. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy and bond market trends. Despite a recent dip in rates, the housing market remains challenged by high borrowing costs and falling home sales.
Key Facts
The average mortgage rate for a 30-year loan is now 6.24%.
A week ago, the rate was 6.22%, and a year ago, it was 6.78%.
The rate for 15-year fixed-rate mortgages has decreased slightly to 5.49%.
Mortgage rates are influenced by the Federal Reserve’s policies and the bond market.
Sales of occupied homes in the U.S. declined last year to their lowest in nearly 30 years.
Applications for home purchases increased nearly 6% last week.
The Trump administration is considering a 50-year mortgage to help with housing affordability.
The Federal Reserve does not directly set mortgage rates, but its actions can influence them.
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Over 1,000 Starbucks workers in the U.S. went on strike at 65 stores, aiming to disrupt the company's Red Cup Day due to stalled labor contract talks. The union wants better pay and working conditions, while Starbucks claims most stores remain open and offers competitive wages and benefits.
Key Facts
More than 1,000 unionized Starbucks workers began a strike at 65 stores in the U.S.
The strike targeted Red Cup Day, a busy day for Starbucks when free reusable cups are given out.
Starbucks Workers United, the barista union, organized the strike and said several stores had to close.
The union claims the company has not reached a contract agreement, with last negotiations in April.
Workers demand higher pay, better hours, and improved staffing.
Starbucks says it provides an average wage and benefits package worth $30 per hour.
The coffee chain has 10,000 company-owned stores and 7,000 licensed locations in the U.S.
Around 550 Starbucks stores in the U.S. are unionized, and 59 unionized stores closed in September.
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The UK's economic growth slowed in the July-to-September quarter, with a small 0.1% increase that fell short of predictions. September saw a decrease in growth, partly due to a significant drop in car production following a cyber-attack. The government's upcoming Budget needs to address these slow growth concerns, focusing on stimulating consumer spending and business investment while managing tax changes and borrowing.
Key Facts
The UK economy grew by only 0.1% between July and September, below expected levels.
In September, the economy shrank due to a major fall in car production after a cyber-attack on Jaguar Land Rover.
The Office for National Statistics noted that a stable car production would have led to positive growth in September.
Slow growth is also linked to decreased consumer spending and business investment.
High employment costs and ongoing uncertainty have affected economic momentum.
The Budget aims to create stability and confidence, while managing taxes and borrowing rules.
A possible Bank of England interest rate cut could happen soon, which might lower borrowing costs.
Despite challenges, the UK could still become the second fastest-growing economy in the G7 this year.
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Massachusetts State Auditor found that UMass Memorial Health Care did not adequately account for $6.2 million received in COVID relief grants. The funds were intended for pandemic recovery but were used for employee bonuses. The audit suggests that if used differently, these funds might have kept a maternity ward open.
Key Facts
UMass Memorial Health Care received $6.2 million in COVID relief grants for pandemic recovery.
The grants were provided by the Executive Office of Health and Human Services (EOHHS).
The audit found that the funds were used for COVID bonuses to staff instead.
Massachusetts State Auditor Diana DiZoglio suggested the funds could have saved a closed maternity ward.
The audit covered UMMHC activities from July 1, 2020, to June 30, 2023.
UMMH could not provide required documents to verify how the grant money was spent.
The maternity center at HealthAlliance Clinton Hospital was closed due to staffing issues.
The audit recommended maintaining records and reassessing maternity care needs.
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Verizon plans to cut about 15,000 jobs as it faces tough competition in the market. These cuts are part of the company's efforts to lower costs and handle ongoing losses in customer numbers.
Key Facts
Verizon will cut around 15,000 jobs starting next week.
The company faces strong competition in the wireless and home internet markets.
Verizon has been losing postpaid phone subscribers for three quarters in a row.
The job cuts are the biggest in Verizon’s history.
Verizon had about 100,000 employees in February.
As part of the plan, around 200 stores will shift to franchised operations, transferring employees from Verizon's payroll.
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Newsweek is hosting a webinar about how hospitals can reduce their use of travel nurses and encourage more nurses to become permanent staff. The webinar will discuss the financial and cultural challenges of relying on travel nurses and will provide strategies for hospitals to attract and retain full-time nursing staff.
Key Facts
Newsweek's webinar is on November 19 at 2 p.m. ET.
The focus is on reducing the use of travel nurses in hospitals.
Travel nurses can be costly and indicate deeper staffing issues.
Panelists include Dr. Regina Foley, David Rutherford, and Dr. Vikas Saini.
The panel aims to explore underlying problems and solutions for nurse retention.
Travel nurses offer flexibility and higher pay, making permanent staff roles less attractive.
Hospitals need better pay and conditions to keep full-time nurses.
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Disney has removed ESPN, ABC, and its other networks from YouTube TV since their agreement expired on October 30th. The dispute has cost Disney over $30 million each week. Disney's CEO, Bob Iger, is talking directly about the issue, saying they offered a fair deal while YouTube TV subscribers continue to miss out on these channels.
Key Facts
Disney took down ESPN, ABC, and other channels from YouTube TV after the contract ended on October 30.
YouTube TV has more than 10 million subscribers.
Disney is losing over $30 million each week due to the blackout.
YouTube TV gave subscribers a one-time $20 credit because of the channel loss.
Disney CEO Bob Iger says the deal proposed to YouTube TV is fair and similar to agreements with other companies.
Negotiations may continue as both sides hold their ground, impacting sports viewers and future contract discussions.
The ongoing issue affects NFL and college football fans who often watch these channels.
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Michael Race, the boss of Centrica, owner of British Gas, expressed concern about job losses in Scotland's energy industry due to the shift from oil and gas to green energy. He highlighted the need for the energy transition and noted the challenges it poses in terms of employment opportunities. He also discussed past job cuts and the company's efforts to hire new talent through apprenticeships.
Key Facts
Michael Race leads Centrica, which owns British Gas.
He is worried about job losses in Scotland's oil and gas industry due to the transition to green energy.
The transition's slow pace in creating new jobs compared to job cuts is a primary concern.
Centrica faced criticism over prepayment meter practices, which they have since halted.
The company's largest oil and gas producer, Harbour Energy, announced job cuts this year.
Centrica has taken on 1,700 apprentices and plans to hire one apprentice daily.
O'Shea criticized energy regulator Ofgem, blaming weak regulations for issues during the energy crisis.
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The Scottish government plans to issue its first bonds in the 2026-27 financial year to raise money for infrastructure projects. This decision follows receiving the same credit ratings as the UK from major credit rating agencies. The issuance of these bonds depends on factors like the outcome of the upcoming Holyrood election.
Key Facts
The Scottish government plans to issue its first bonds in 2026-27.
Bonds allow the government to borrow money from investors in exchange for regular interest payments.
The decision follows credit ratings from Moody's and S&P Global, matching the UK's sovereign rating.
The bonds aim to fund infrastructure projects in Scotland.
The issuance of bonds depends on the results of the Holyrood election and other factors.
Moody's and S&P noted that Scotland's credit rating could be cut if independence becomes more likely.
The Scottish government's bonds are nicknamed "kilts."
Scotland has had the power to issue bonds since 2016 but has mainly borrowed from the UK National Loans Fund.
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Saks Off Fifth, a discount store chain, will close nine of its U.S. locations by January 2026. This decision aims to focus on the stores that perform well and have the potential to succeed. The flagship store in New York City will close by December 31, 2025.
Key Facts
Saks Off Fifth plans to close nine U.S. stores starting in January 2026.
The flagship store on Manhattan's Upper East Side is set to close by December 31, 2025.
Other store locations closing include Austin, Texas; Chicago; Washington, D.C.; Philadelphia; Pennsylvania; New Jersey; Niagara Falls, New York; and Connecticut.
Saks Off Fifth aims to concentrate on stores with high performance and potential.
The company has around 100 stores across the U.S. and Canada.
Saks Off Fifth is not filing for bankruptcy but is restructuring its store presence.
Online shopping trends and reduced physical store visits are influencing these changes in the retail sector.
Over 2,500 U.S. store closures are expected in 2025, with potential for more closures by 2029.
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This article discusses how major financial institutions are becoming more interested in cryptocurrency, but the existing crypto infrastructure is not fully equipped to meet their standards. Issues include a lack of reliable staking providers and reliance on shared cloud infrastructure, which poses risks for large investors.
Key Facts
Major financial firms like BlackRock and Morgan Stanley are increasing their involvement in cryptocurrencies.
"Staking" is a process where crypto holders can earn interest by helping to secure digital currencies like Ethereum.
Financial institutions find the current options for staking providers too limited and risky.
The concentration of staking providers around a few major players creates potential risks.
Many staking services operate on shared cloud platforms like Amazon Web Services, which can be a single point of failure.
Institutions prefer diversified operations to minimize risk, a practice reinforced after the 2008 financial crisis.
The crypto industry lacks the infrastructure depth and reliability that large financial institutions typically expect.
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Tim Davie, the BBC's director general, resigned due to the intense personal and professional demands of the role. His departure follows several high-profile controversies, and finding his replacement is considered a difficult task due to the pressures and responsibilities of the job. The BBC is preparing for important negotiations regarding its new royal charter.
Key Facts
Tim Davie announced his resignation as BBC director general after five years.
Davie stated that the intense demands of the role led to his decision.
His resignation comes after a series of controversies, including issues with documentaries and news edits.
The BBC is now searching for a new director general, a role considered highly demanding.
The BBC's chairman highlighted the personal attacks and scrutiny directors face.
The job involves leading the BBC through crucial negotiations for a new royal charter.
Despite challenges, the position remains prestigious and influential in British broadcasting.
Davie was paid about £530,000 a year, which is less than certain commercial leaders might earn.
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Walgreens has removed six paid holidays for its hourly store workers to reduce costs after being acquired by Sycamore Partners. Employees affected are particularly those working in pharmacies, where the change could mean a significant reduction in their annual income. These changes came shortly after the $10 billion deal to purchase Walgreens was completed.
Key Facts
Walgreens cut six paid holidays for its hourly store workers.
The changes follow the acquisition of Walgreens by Sycamore Partners in August 2023.
The removed holidays include major ones like Thanksgiving and Christmas.
Pharmacy technicians affected by this change earned an average of $20.83 per hour as of May 2023.
The deal to purchase Walgreens was valued at $10 billion.
Full-time hourly employees must work on holidays to receive pay, but additional holiday pay is still offered.
Shane Jerominski, a union leader, expressed concerns about workers' financial struggles due to the pay cuts.
Walgreens plans to close 1,200 stores over the next three years, with 500 closures expected in 2025.
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The UK economy grew by only 0.1% from July to September, which was less than what analysts expected. The service sector helped the economy grow, but manufacturing struggled, especially due to a cyber attack on a major car producer.
Key Facts
The UK economy grew by 0.1% in the third quarter of 2023.
Analysts predicted a growth of 0.2% for this period.
The service sector contributed to the growth.
The production sector, especially manufacturing, saw a decline.
A major cyber attack affected car production at JLR, a big car company.
In September, the economy shrank by 0.1%.
These growth figures come before Chancellor Rachel Reeves' upcoming Budget, where she might raise taxes.
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Wendy's has announced a new Frosty dessert flavor for its first-ever "Frosty Day" on November 15, coinciding with the anniversary of its first restaurant opening. The new dessert, called Snickerdoodle Cookie Frosty Fusion, will be available for a limited time.
Key Facts
Wendy's is celebrating "Frosty Day" on November 15, marking the anniversary of their first restaurant opening 56 years ago.
The new dessert is the Snickerdoodle Cookie Frosty Fusion, which mixes the Vanilla Frosty with cinnamon sauce and cookie pieces.
This dessert will be available at participating U.S. locations for a limited time.
The original Frosty was one of the first five menu items when Wendy's opened in 1969.
Ohio sold more Frosty desserts than any other U.S. state in 2024.
Wendy’s plans to make Frosty Day an annual event and encourages fans to share their Frosty experiences online.
Wendy’s has expanded its Frosty range with other flavors like Pop-Tarts Strawberry and Oreo Brownie in recent years.
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Fannie Mae will remove the minimum credit score requirement of 620 for loans processed through its Desktop Underwriter engine. This change may allow more Americans to qualify for home loans, especially those with slightly lower credit scores. However, affordability challenges, like high home prices and mortgage rates, remain a concern.
Key Facts
Fannie Mae is eliminating the 620 minimum credit score requirement for certain mortgage loans.
Freddie Mac made a similar change over the last few years.
Many loans have been denied due to low credit scores, blocking access to homebuying.
People with credit scores just below 620 might benefit from this change.
Experts say the change could increase demand for affordable homes, particularly in Southern regions.
Even with the change, overall homeownership affordability issues persist because of high prices and mortgage rates.
Home prices in the U.S. have been rising, with a median price of $415,200 in September.
Borrowers with low credit scores may still face higher interest rates when getting loans.
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Starbucks is holding its annual "Red Cup Day" event, offering free reusable holiday cups to U.S. customers who buy a seasonal drink. The promotion is available on November 13, 2025, while supplies last, and includes various drinks across ordering channels.
Key Facts
Starbucks is giving away free limited-edition reusable red cups on November 13, 2025.
Customers must purchase a handcrafted holiday or fall beverage to receive the free cup.
This offer is applicable to any drink size and is available at participating U.S. stores.
The giveaway is available through store orders, drive-thru, the Starbucks app, and delivery services like DoorDash.
This year's cup design is made from 95% recycled material and features hand-drawn designs by Yvonne Chan.
Starbucks' seasonal merchandise, such as the glass "Bearista" cup, is also popular and quickly selling out.
Customers using any clean reusable cup at Starbucks receive a 10-cent discount on their beverage.
Starbucks Rewards members earn double stars on their full order when using a personal cup like the red cup.
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