The article explains how to keep dogs cool during a heatwave without air conditioning. It gives practical advice on improving airflow, using fans, providing water, and avoiding harmful cooling methods like ice baths.
Key Facts
Dogs do not sweat like humans; they cool down mainly by panting.
Proper airflow is important to help dogs cool off indoors without AC.
Fans and multiple water bowls around the house help dogs stay comfortable and hydrated.
Cooling mats or wet cool surfaces like tile floors help reduce a dog’s body heat.
Wet towels placed on dogs can block airflow and make cooling harder; instead, place cool towels on the floor.
Icy water or ice baths can shock dogs and should be avoided.
Signs of overheating include heavy panting, drooling, weak movements, vomiting, or seizures. Immediate vet care is needed for severe symptoms.
Indoor enrichment like frozen toys and food puzzles helps keep dogs mentally active when outdoor walks are unsafe.
Read the Original
Want the full story? Tap a source to open the original
article.
A UK high court ruled against most claims by 1.6 million car owners who said manufacturers used illegal software to cheat emission tests, known as "defeat devices." The court found that while many strategies were allowed, some Mercedes and Peugeot-Citroën cars did use prohibited devices. Manufacturers and lawyers are considering appeals.
Key Facts
The case involved 1.6 million UK car owners accusing manufacturers of cheating emission tests with "defeat devices."
The court ruled most of the accused strategies in Mercedes, Ford, Renault, Nissan, and Peugeot-Citroën cars were not illegal.
Some Mercedes and Peugeot-Citroën vehicles were found to have defeat devices that break the law.
The trial lasted 15 weeks and was the largest group action trial in English history.
Proof of intention to cheat the tests was necessary for a defeat device to be illegal.
Manufacturers Mercedes and Stellantis (owner of Peugeot-Citroën) said they might appeal the decision.
Car makers denied wrongdoing and stated their vehicles followed all regulations.
Lawyers for the claimants said the ruling differs from legal decisions in much of Europe and are considering an appeal.
Read the Original
Want the full story? Tap a source to open the original
article.
When buying a new central air conditioner (AC), there are ways to reduce extra costs like interest and fees. Paying with cash, using promotional financing deals, or borrowing against home equity can help make the purchase more affordable.
Key Facts
A new central AC can cost several thousand dollars.
Paying cash avoids interest, fees, and monthly payments but should not drain emergency savings.
Some HVAC companies offer promotional financing with 0% interest for a limited time if fully paid off before it ends.
Some financing offers have deferred interest clauses, meaning you owe interest if not fully paid on time.
Home equity loans give a fixed lump sum with set payments and interest rates, good for one-time purchases.
Home Equity Lines of Credit (HELOCs) provide flexible borrowing and can be useful if costs change during installation.
Both home equity loans and HELOCs usually have lower interest rates (around 7%) compared to credit cards or personal loans.
These loans use your home as security, which lowers the risk for lenders and the interest rates for borrowers.
Read the Original
Want the full story? Tap a source to open the original
article.
Public records show that Alibaba, a major Chinese online shopping company, sold harmful drugs to people in the United States. Despite this, the U.S. Department of Justice (DOJ) did not bring legal charges against the company.
Key Facts
Alibaba is a large e-commerce company based in China.
It sold dangerous drugs that reached American consumers.
Public records revealed these sales through an investigation.
The U.S. Department of Justice chose not to prosecute Alibaba.
CBS News conducted the investigation and reported the findings.
Sarah Lynch, a senior Justice Department reporter, explained why no charges were filed.
The article highlights concerns over consumer safety related to online drug sales.
Read the Original
Want the full story? Tap a source to open the original
article.
A report by WIRED revealed that Madison Square Garden, owned by James Dolan, had a large database listing nearly 40,000 celebrities. This database included labels about their sexuality, race, and a "risk" rating. Madison Square Garden says the report is not accurate.
Key Facts
The database tracked about 40,000 celebrities connected to Madison Square Garden.
It included personal labels such as "LGBTQIA," "DO NOT HOST," and "risk" levels.
The database was revealed due to a breach, meaning unauthorized access to the information.
Madison Square Garden is owned by James Dolan.
WIRED published the report exposing the database.
Madison Square Garden denies the report’s claims and says it is inaccurate.
The story was discussed on the CBS News program "CBS News 24/7."
Read the Original
Want the full story? Tap a source to open the original
article.
A UK High Court judge ruled that most major car makers, including Mercedes-Benz, Renault, Nissan, Ford, and Peugeot-Citroen, did not install illegal devices to cheat emissions tests in their diesel vehicles. The court found only two exceptions related to technologies used by Mercedes and Peugeot-Citroen, while most other allegations were rejected.
Key Facts
Around 1.6 million car owners sued more than a dozen manufacturers over claims of “defeat devices” in diesel cars from 2009 onward.
The trial focused on 20 sample vehicles from five manufacturers: Mercedes-Benz, Renault, Nissan, Ford, and Peugeot-Citroen.
The court said most emissions-control strategies used were not illegal defeat devices, except one in Mercedes cars removed in 2015 and one in some Peugeot-Citroen vehicles.
“Defeat devices” are software or hardware that detect emissions testing and change the vehicle’s operations to produce lower emissions only during tests.
Mercedes disagreed partly with the ruling and is considering an appeal, while Peugeot-Citroen had no comment.
A further trial is planned for October to decide on consequences and damages related to any proven breaches.
The case involves many other car brands beyond the five manufacturers tested in this trial.
The diesel emissions scandal began in 2015 when Volkswagen was found to have used defeat devices to cheat emissions tests.
Read the Original
Want the full story? Tap a source to open the original
article.
Mortgage interest rates in the U.S. have been changing a lot recently, influenced by rising inflation and global events like the war with Iran. The upcoming July inflation report, to be released on July 14, could affect whether mortgage rates go up or down, depending on how inflation changed in June.
Key Facts
Mortgage rates dropped to around 5.75% for a 30-year loan by early March 2025 but have since risen to about 6.50% as of July 9, 2025.
Rising inflation and higher oil prices linked to the war with Iran have pushed mortgage rates upward.
The July inflation report from the Bureau of Labor Statistics will reveal the inflation level for June and is expected on July 14, 2025.
If inflation rises, the Federal Reserve might raise interest rates later this year or in 2026, which could increase mortgage rates further.
A small drop or stabilization in inflation could cause mortgage rates to hold steady or decline slightly in the mid-6% range.
Mortgage lenders respond differently to inflation changes, so rates can vary between lenders, making it important for borrowers to shop around.
Mortgage interest rates change daily, especially after major financial reports, so timing can affect the rate a borrower may get.
Read the Original
Want the full story? Tap a source to open the original
article.
Delta Airlines said it expects high airfares to continue even though oil prices have recently dropped. The company reported strong demand for travel and made a $1.4 billion profit in the latest quarter, passing most of its higher fuel costs to customers.
Key Facts
Delta had its highest ever quarterly fuel expenses but still made $1.4 billion profit.
The airline passed along about 60% of extra fuel costs to customers and plans to pass on all elevated costs eventually.
Goldman Sachs has set new rules that stop its employees from betting on prediction markets about companies, finance, or elections. However, employees can still bet on sports and entertainment events.
Key Facts
Goldman Sachs is restricting employee trading in certain prediction markets.
Employees cannot trade contracts linked to specific companies.
Trading related to financial markets is also banned for employees.
Bets on election outcomes are not allowed for Goldman Sachs staff.
Employees are still allowed to bet on sports events.
Entertainment-related betting remains permitted.
The report was confirmed by a source and first shared by Bloomberg.
Read the Original
Want the full story? Tap a source to open the original
article.
Federal Reserve chairman Kevin Warsh has created five small task forces made up of outside experts to suggest improvements to the Fed's policy process. These groups include economists, business leaders, and former central bankers and will provide recommendations to the Federal Open Market Committee by the end of the year.
Key Facts
The five task forces each have three members, supported by Fed staff.
Members include venture capitalist Marc Andreessen, former Walmart CEO Doug McMillon, and former central bank heads Mervyn King, Raghuram Rajan, and Arminio Fraga.
Top economists such as Harvard’s Raj Chetty, Greg Mankiw, and Nobel laureate Thomas Sargent are involved.
The panels focus on topics like Fed communications, data collection, artificial intelligence, and productivity.
None of the task force members have worked at the Fed recently, keeping a fresh perspective.
The economic data panel includes experts on using real administrative data while handling privacy challenges.
The AI panel explores job creation and productivity impacts from artificial intelligence.
These task forces do not have decision-making power but aim to influence the Federal Open Market Committee’s policies.
Read the Original
Want the full story? Tap a source to open the original
article.
When someone dies, their debts must be paid before family members get any inheritance. Some assets, like a house owned alone or bank accounts without beneficiaries, can be used to pay what the person owed, while others like life insurance or retirement accounts with named beneficiaries usually go directly to the heirs and are protected from creditors.
Key Facts
Creditors have the right to be paid from the deceased person’s probate estate before heirs receive inheritance.
The executor must identify debts, notify creditors, and pay valid claims during the probate process.
Real estate owned solely by the deceased usually becomes part of the probate estate and can be sold to pay debts.
Bank and investment accounts without beneficiary designations also become part of the estate and can be used to pay creditors.
Valuable personal property owned solely by the deceased may be sold to cover outstanding debts.
Business interests included in the estate may also be subject to creditor claims, depending on ownership and laws.
Assets like life insurance proceeds with named beneficiaries, retirement accounts with beneficiaries, and jointly owned property generally bypass probate and are protected from creditors.
Payable-on-death or transfer-on-death accounts pass directly to beneficiaries and often avoid claims from creditors.
Read the Original
Want the full story? Tap a source to open the original
article.
Telstra, a major Australian mobile network provider known for reliable service and higher prices, experienced a nationwide outage affecting millions of customers. This outage hurt its reputation for stability, which may impact its ability to charge premium fees and could lead to more regulation and competition challenges.
Key Facts
Telstra has traditionally charged more because of its large and stable network coverage.
The company gained customers when rivals Optus and Vodafone had outages last year and recently.
Telstra had a nationwide outage on a Wednesday morning, disrupting services including emergency calls.
Its monthly 50GB mobile plan costs $74, which is higher than similar plans from Optus and Vodafone.
The outage caused Telstra’s shares to drop 3% before partially recovering.
New rules by the Australian Communications and Media Authority reduced Telstra’s official coverage area by over one million square kilometers.
The emerging Starlink satellite internet service is seen as a potential long-term competitor.
Analysts warn that repeated outages could invite stricter government regulations, affecting Telstra’s business.
Read the Original
Want the full story? Tap a source to open the original
article.
A new report shows that Monroe County, Florida, has the highest home insurance costs in the U.S., making it the least insurable county. High risks from natural disasters like hurricanes and floods in Gulf and South Atlantic coastal counties drive insurance prices up, making it hard and expensive to insure homes in these areas.
Key Facts
Monroe County, Florida, scored 99.5 out of 100 for difficulty in insuring homes and has an average annual home insurance cost of $22,436.
Homeowners in Monroe County pay an additional $4,697 yearly for flood insurance, over three times the state average.
Insurance and flood coverage costs in Monroe County consume more than 25% of the average household income there.
Sixteen percent of homes in Monroe County have no insurance, higher than the 14% national average.
Counties on the Gulf and South Atlantic coasts dominate the list of least insurable counties due to exposure to hurricanes and flooding.
Louisiana has four of the top 10 least insurable counties, including Orleans Parish and Plaquemines Parish, with high insurance premiums despite some having lower home values.
Hurricanes cause more financial damage on average ($23 billion per event) compared to other natural disasters like wildfires.
Insurance premiums reflect the high risk of hurricanes and flooding, leading to very high annual costs for homeowners in these regions.
Read the Original
Want the full story? Tap a source to open the original
article.
Kia America has issued a new recall for nearly 463,000 Telluride SUVs from model years 2020 to 2024 because the front power seat motor can overheat and cause fires. Owners are advised to park their vehicles outside until dealers install a free electronic fuse to fix the problem starting in August.
Key Facts
The recall covers about 462,869 Kia Telluride SUVs made between January 2019 and May 2024.
The issue involves the front power seat motor overheating due to a stuck slide knob.
Overheating can cause fires while the vehicle is parked or driving.
Kia had a previous recall in 2024, but some repaired vehicles still reported fires.
Between October 2024 and April 2026, 18 incidents of seat fires or melting motors were reported.
No injuries or crashes have been linked to these fires.
The new repair involves installing an electronic fuse assembly to prevent the seat motor from running if damaged.
Owner notification letters will be mailed starting August 13, and the fix will be available in early August.
The National Highway Traffic Safety Administration (NHTSA) advises owners to park their vehicles outside and away from buildings until repaired.
Read the Original
Want the full story? Tap a source to open the original
article.
China has temporarily stopped exporting helium, a gas important for making computer chips and for medical machines. This move comes as global helium supplies are disrupted by the conflict in Iran, causing prices to rise and shortages worldwide.
Key Facts
China announced an immediate temporary ban on helium exports.
Helium is essential for semiconductor (chip) manufacturing and cooling MRI medical machines.
The Iran war, starting in February, has disrupted helium supply globally.
China produces about 15% or less of its helium and imports much from Qatar, which supplies one-third of the world’s helium.
The export ban aims to protect China’s local industries, especially chipmaking.
China is increasing efforts to be self-reliant in technology amid competition with the U.S.
Experts say China’s export ban may not strongly affect global helium supply since China exports little helium.
The timing for helium supply to stabilize worldwide is still uncertain.
Read the Original
Want the full story? Tap a source to open the original
article.
Kia has issued a recall for about 460,000 vehicles because they may catch fire. This is at least the third time in recent years that Kia has made a similar recall alert.
Key Facts
Kia is recalling 460,000 vehicles due to a fire risk.
The recall is a safety alert to prevent possible car fires.
This is at least the third recall like this from Kia in recent years.
The recall asks owners to park their vehicles outside to reduce fire danger.
The exact vehicle models included in the recall were not specified.
Kia is taking steps to fix the issue and keep drivers safe.
Read the Original
Want the full story? Tap a source to open the original
article.
It is possible to switch debt relief companies after you have enrolled, but whether it is a good idea depends on your situation. Switching might be easier if you just started the program, but it can be more complicated if settlements or negotiations have already begun.
Key Facts
Household debt levels are at record highs, leading many people to seek debt relief.
Debt relief programs usually take several years to finish and involve negotiating with creditors to reduce what you owe.
If you switch companies early, it may be simple, but you should check for any cancellation fees or rules.
When negotiations or settlements are in progress, a new company may not take over existing agreements.
You should get a full update on your accounts and savings before switching providers.
Changing debt relief companies may not speed up the process and could cause delays.
Poor communication might be a good reason to switch, but slow settlements are often normal.
Carefully compare new companies before switching, just as you did initially when choosing a provider.
Read the Original
Want the full story? Tap a source to open the original
article.
The Bank of England and the Financial Conduct Authority (FCA) will begin regulating four major tech companies—Amazon Web Services, Google Cloud, Oracle, and Microsoft—that provide key services to UK banks. These firms must prove they can handle emergencies like cyber-attacks and outages to protect financial stability and consumers.
Key Facts
Starting next week, the Bank of England and FCA will oversee cloud and tech service providers critical to UK banking.
The companies involved are Amazon Web Services, Google Cloud, Oracle, and Microsoft.
These firms must conduct stress tests simulating emergencies to show they can maintain strong operations.
They must report significant issues such as cyber-attacks, power failures, or natural disasters to regulators.
These tech providers handle important banking operations including data storage and fraud detection.
A major outage last year at Amazon’s cloud service impacted over 2,000 UK companies, showing risks of relying on a few foreign tech firms.
The UK government delayed over 18 months in deciding which companies should be regulated, despite having the power since early 2025.
There are ongoing discussions about whether AI companies should also be regulated in the future due to potential financial risks.
Read the Original
Want the full story? Tap a source to open the original
article.
Author Meg Cabot has created a new graphic novel based on "The Princess Diaries." She aims to bring back the story and characters for both fans of the original films and new readers.
Key Facts
Meg Cabot is the author of "The Princess Diaries: The Graphic Novel."
The graphic novel revisits the fictional country of Genovia.
It is a new version of the original "The Princess Diaries" story.
Cabot wants to introduce the story to a younger generation.
The project is connected to the original films about Genovia and its characters.
The announcement was shared during an interview on CBS Mornings.
Read the Original
Want the full story? Tap a source to open the original
article.
A $10,000 deposit in a 1-year certificate of deposit (CD) account currently earns about 4.1% to 4.15% interest, resulting in around $410 to $415 in earnings after one year. CDs have fixed interest rates and FDIC insurance, while high-yield savings accounts have variable rates that can change and may earn more or less over time.
Key Facts
A 1-year CD rate today is about 4.10% to 4.15%.
A $10,000 deposit in a 1-year CD will earn approximately $410 to $415 in interest at maturity.
CDs lock in interest rates for the full term and protect the principal.
CD accounts are insured by the FDIC up to $250,000.
High-yield savings accounts currently have similar rates (~4.10%) but with variable interest rates.
Variable rates on savings accounts can rise or fall depending on economic conditions.
CDs restrict access to money until maturity, but 1-year terms allow relatively quick access later.
Choosing between CDs and savings accounts depends on whether you prefer fixed or variable rates and your savings goals.
Read the Original
Want the full story? Tap a source to open the original
article.
